"I’m not a big fan of predictions. My crystal ball is broken."

"It is never too late to improve."

"Look for three things in a person: intelligence, energy, and integrity. If they don't have the last one, don't even bother with the first two."

"Risk comes from not knowing what you're doing."

"The key to investing is not assessing how much an industry is going to affect society, or how much it will grow, but rather determining the competitive advantage of any given company and, above all, t…"